Flexible Payment Solutions with Klarna and Clearpay
Wurth UK is pleased to offer both Klarna and Clearpay as additional payment methods on our e-commerce platform. These partnerships give our trade customers a choice of flexible payment solutions designed to support cash flow management and operational efficiency.
As a trusted supplier of professional tools, fixings, and materials to the trade sector, we continuously seek to enhance our service offering. Klarna and Clearpay provide our customers with payment options that align with project timelines and budget requirements, so you can choose the plan that best suits the way you work.
Instalment Payment Options
Spread the cost of your tool purchases across interest-free instalments. This facility enables you to acquire essential equipment for projects while maintaining budgetary control and preserving working capital for other operational requirements.
Deferred Payment Terms
Access up to 30 days deferred payment terms, allowing you to receive and evaluate your order before payment is processed. This provides the opportunity to verify product specifications and quality standards prior to financial commitment.
Instant Credit Decision
Receive an immediate credit approval decision during checkout. The eligibility assessment has no impact on your credit score when checking availability, ensuring a streamlined and transparent approval process.
Secure Transaction Processing
All transactions are processed through Klarna's secure payment infrastructure with bank-level encryption. The checkout process is straightforward and transparent, with no hidden fees when payment terms are met as agreed.
Centralized Payment Management
Monitor all purchases and payment schedules through the Klarna platform and mobile application. This centralized system provides complete visibility of outstanding payments and upcoming instalments.
Clearpay lets you take delivery of your tools now and split the cost into four equal, interest-free instalments. The first instalment is taken when you place your order, and the remaining three are collected automatically every two weeks, so your purchase is fully paid off in six weeks. There is no interest and no extra cost when you pay on time.
Four Simple Instalments
Your order total is divided into four equal payments, giving you a clear, fixed schedule from the outset. You always know exactly how much is due and when, making it easy to plan purchases around incoming project payments.
Always Interest-Free
Clearpay never charges interest. Provided each instalment is paid on its due date, you pay no more than the price of your order, helping you keep the true cost of new equipment under control.
Automatic Payments
Instalments are collected automatically from your chosen debit or credit card every two weeks, so there is nothing to remember to arrange. Clearpay sends reminders before each payment is due.
Manage Everything in the App
Track your orders, view upcoming payments and pay an instalment early through the Clearpay website or mobile app, giving you full visibility of what you owe at any time.
Klarna and Clearpay payment options are designed to support trade professionals, contractors, and businesses requiring flexible financing for tool procurement. Whether managing cash flow across multiple projects, coordinating equipment purchases with contract payments, or investing in new tooling inventory, you can choose the payment solution that best fits your business operations.
Terms & Conditions
Klarna Credit Agreement
When selecting Klarna as a payment method, you enter into a direct credit agreement with Klarna Bank AB (publ). Wurth UK Limited is not a party to this credit agreement. All credit terms, conditions, repayment schedules, and account management are administered exclusively by Klarna.
Any inquiries, disputes, or modifications to payment arrangements must be directed to Klarna's customer service department. Wurth UK cannot provide assistance with credit account management or intervene in credit-related matters between customers and Klarna.
Clearpay Credit Agreement
When selecting Clearpay as a payment method, you enter into a direct agreement with Clearpay Finance Limited. Wurth UK Limited is not a party to this agreement. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18 or over and a permanent UK resident (excluding the Channel Islands) to use Clearpay.
Clearpay charges a £6 late fee for each late instalment and a further £6 if it is still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders of £24 or over. Missed payments may affect your ability to use Clearpay in future. T&Cs and other eligibility criteria apply at clearpay.co.uk/terms.
Refunds for orders paid with Clearpay are returned to Clearpay and applied to your instalment plan. Any inquiries or disputes about your Clearpay payments must be directed to Clearpay's customer service team.
Responsible Borrowing
Customers are advised to ensure that any credit commitment is financially sustainable and appropriate for their business circumstances. Klarna and Clearpay payment plans should only be utilized when confident that all repayment obligations can be met according to the agreed schedule.
Failure to meet payment deadlines may result in additional charges imposed by Klarna or Clearpay and may adversely affect your credit rating. Late or missed payments are subject to the relevant provider's terms and conditions.
Disclaimer
Wurth UK Limited assumes no responsibility for credit agreements established between customers and Klarna Bank AB (publ) or Clearpay Finance Limited. We cannot provide advice on credit suitability or intervene in payment disputes. For complete terms and conditions, please consult Klarna's or Clearpay's official documentation or contact their customer support teams directly.
